If you have a dog or cat, this is why you need to have Insurance!

The lives of our pets are unpredictable. Regardless of our careful monitoring, our puppies find and taste socks, our kittens climb and fall off shelves – anything can happen. We have a responsibility to keep them healthy and taking out the best pet insurance is one way that allows us to do so with much less financial strain.

There is no way to forecast what will happen in the future. It is impossible to predict when, how, or to what extent your pet will get sick. Pet insurance protects your back pocket from unforeseen veterinary expenses. Many pet parents cover much of the medical costs of their pet with affordable insurance.

Frequent health checks, medical treatments, medication and even one-off operations might cost enormous amounts of money. The major reason why people have purchased pet insurance is that it covers most of the cost of unexpected expenses. It may cover a broad variety of appointments, treatments and medicines, but you should examine your coverage carefully and understand what it entails. Insurance varies widely and that’s why it is essential to buy the best pet insurance for your four-legged friend!

• If your pet has been lost or stolen, some pet insurance includes the purchase price of a new animal or a reward for whoever finds it again. Although many pets can never be replaced, many plans will provide enough insurance to replace your pet if not located. Then you can afford to share your love with a new furbaby.

• If your pet dies from diseases or injuries, some pet insurance  covers the cost of euthanasia. So too you may find your insurance covers the cost to replace your pet in this circumstance. If you want to do so, you may need to arrange for a certification of the death from your veterinarian.

• If your insurance policy includes third party liability cover (not many do) it will reimburse you much of the cost involved if someone is hurt or if their property is damaged by your pet.

• Be sure to examine each insurer’s inclusions and restrictions around hereditary and congenital diseases. They may be covered after particular waiting periods or they may not be covered at all – every pet insurance provider is unique.
• Pet insurance may even cover things like physiotherapy, if suggested by a veterinarian. Be sure to read the product disclosure statement carefully. Perhaps an insurance policy has a wellness package add-on for such treatments?

Remember, it is a savvy move for a pet parent to have insurance to reduce the expenses of keeping their cat or dog healthy. That way you have more time to focus on having fun with your pet!